Look to SPICA  for Your Unsecured Financing Needs

SPICA Financial LLC is your source for Unsecured Bank Loans. Our Unsecured Bank Loan Program has allowed many prospective business owners start up their businesses with No Collateral. Our Unsecured Bank Loan Program offers:
 
  • 5-12 Year Term
  • Fixed Interest Rates based upon prevailing market rates,
  • No Prepayment Penalties
  • Unrestricted Use of Funds.
  • Requires credit scores of at least 700+
 
If you current score is not 700, SPICA Financial LLC can work with you to reach that 700+ credit score threshold. Email us today for information!

SPICA Financial is your source for Unsecured Bank Loans. Our Unsecured Bank Loan Program has allowed many prospective business owners to start up and expand their business with No Collateral.

Unsecured loans provide the capital you need to start and/or grow your business but do not require you to provide collateral to obtain the funding. These loans allow for unrestricted use of funds. The loans can be used for business and/or personal use. Many business owners apply for the Unsecured Bank Loan program to use as Working Capital or other unexpected business need. The loans offer the added benefit of no prepayment penalties.

For those who don’t qualify SBA or other secured loans for starting up or expanding their businesses, the Unsecured Bank Loan program is a great option. These loans are dependent upon the creditworthiness and income of the borrower. Borrowers should have credit scores over 700 across all three bureaus and no history of bankruptcy or foreclosure, within the last 10 years.

Unsecured Loan Bank Program

We have an extraordinary funding capacity, we offer a variety of financing options including unsecured bank loans through partnering banks.
 
  • 700-720+ Credit Scores
  • Up to $250,000 – $350,000 highly qualified
  • 1 Day Prequalification
  • 5 – 12 Year Terms
  • Fixed Interest Rates
  • No Collateral is Required
  • 100% Unsecured Funding
  • Loans from Nationally Recognized Banks and Credit Unions
  • 99% Have No Prepayment Penalties
  • Unrestricted Use of Funds
  • Fast Funding in as Little as 21 Days from Initial Application
Apply Now

Needed For Quote

  • Full Name
  • DOB
  • SSN
  • Homeowner (Y/N)
  • Complete Home Address
  • 2 Years Personal Tax Returns
  • All Pages and Schedules
  • W-2 Paystub for W-2 Employees
  • Requested Loan Amount

 
Apply Now